Terms and disclaimer
Last updated 16 October 2026.
About these terms
These terms apply to marketsinfive.com and the app at app.marketsinfive.com (together, “the service”), run by Markets In Five (“we”, “us”), a business based in Ontario, Canada. By using the service you agree to them. If you do not agree, please do not use the service. You must have reached the age of majority in your province or territory to use it.
Disclaimer: information, not advice
Markets In Five shows general market information. It is not investment, financial, tax or legal advice. It is not a personal recommendation, and it is not an offer or solicitation to buy, sell or hold any security, option, fund or other financial instrument. We are not registered with any Canadian securities regulator, or any other securities regulator, as an adviser or dealer.
- Nothing here is tailored to you. We do not know your finances, goals or attitude to risk. Mood readings, rankings, lists, alerts, “expects up” and “expects down” labels and any levels shown describe what the market is doing. They are not suggestions to act.
- Data is delayed and can be wrong. Market data in the app is at least 15 minutes delayed. It comes from third-party sources and may be late, incomplete or wrong. Do not use it as your only source for any decision.
- Trading carries risk. You can lose some or all of the money you invest. Past moves do not predict future moves.
- Options and leveraged funds carry extra risk. Options can lose all their value quickly. Leveraged and inverse funds aim at daily targets and can behave very differently from their index over longer periods. Make sure you understand a product before you trade it.
- Your decisions are your own. Before you act, check the facts yourself and, if you need advice, speak to a qualified, registered adviser.
Using the service
- Use the service for your own personal, non-commercial information.
- Do not copy, resell, redistribute, frame or systematically download (scrape) the content or the data without our written permission.
- Do not try to break, overload or get around the security of the website or the app, or reach any part of it you were not given.
Availability and changes
We provide the service “as is” and “as available”. It is free today. We may change, pause or stop any part of it, or limit access, at any time and without notice. We do not promise that it will always be available, on time, secure or free of errors.
Intellectual property
The Markets In Five name, logo, design, software and written content belong to us or to our licensors. Market data belongs to its providers. These terms do not give you any rights in them beyond using the service as described here.
Links to other sites
The service may link to websites we do not run. We are not responsible for their content or their privacy practices.
Limitation of liability
As far as the law allows, we are not liable for any loss or damage arising from your use of, or reliance on, the service or its information, including trading losses and lost profits. Nothing in these terms limits liability that cannot be limited by law, such as liability for fraud, or your rights under the consumer protection laws of your province or territory.
Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there, without affecting any consumer protection rights you have under the law of the province or territory where you live.
Privacy
How we handle personal information is explained in our privacy notice.
Changes to these terms
We may update these terms. The date above shows when they last changed. If you keep using the service after a change, the updated terms apply. If a part of these terms cannot be enforced, the rest still applies.
Contact
Questions about these terms: use the contact form or email [email protected].